Good Student Discount Auto Insurance Rates For College Students

If you are headed to college or attending college full time currently, you may qualify for a Good Student Discount on your auto insurance. Your parents may have had this discount on their insurance when they were covering you. If you need to get auto insurance coverage and you are under 25 and a full time college student, you may qualify for the discount. The following information is for your benefit and should help to inform you on the basics of how you can qualify for the Good Student Discount on your auto insurance.

Now that you are in college, and possibly working as well, you have little time to shop for insurance. Getting online quotes is your best option since it takes less time and you can find out if you qualify for the Good Student Discount. You will not need to provide any scholastic documentation during the auto insurance quote process, but you will have to provide official documentation after you have purchased your policy, so be honest about your grades and scholastic achievements. At least one of the following requirements must be met in order to benefit from the Good Student Discount.

* You must either be in the top 20% on scholastic achievement tests or state standardized tests or

* You must have a 3.0 grade point average which usually comes out to a "B" or

* You must be on the Dean's List, Honor Roll or other scholastic achievement listing or

* You must be in the top 20 percent of your class.

If any of this sounds like you and you are a full time student (as mentioned previously) you may qualify for a Good Student Discount on your auto insurance. This discount can save you up to about $200 a year. Not all auto insurance providers off this discount, so shop around for those that do when you are requesting quotes. You may also discover an auto insurance provider offers a discount for taking a safe driver course (this is required in some states in order to take your driver's test). The requirements may vary from state to state, so be sure to know your facts about the Good Student Discount in your state of residence.